1. American Express Platinum Card

Best for: Premium travel perks & luxury flyers

• Annual Fee: $1,450
• Bonus Points: Up to 150,000 Membership Rewards points
• Perks:
  • Unlimited access to Amex Global Lounge Collection
  • Hotel elite status upgrades (Marriott Bonvoy, Hilton Honors)
  • $450 Travel Credit annually
  • International & domestic travel insurance
• Why it’s great: Designed for those who fly often and want VIP treatment.

2. ANZ Frequent Flyer Black Card

Best for: Qantas loyalists

• Annual Fee: $425 (promo offers available)
• Bonus Points: Up to 120,000 Qantas Points
• Perks:
  • 2 Qantas Club lounge passes each year
  • Complimentary Qantas Frequent Flyer membership
  • Comprehensive travel insurance
• Great for: Those who regularly fly with Qantas and want points that add up fast.

3. NAB Qantas Rewards Signature Card

Best for: Balance of rewards & value

• Annual Fee: $295
• Bonus Offer: Up to 100,000 Qantas Points
• Travel Perks:
  • 6 complimentary insurances, including international travel
  • Earn 1 Qantas Point per $1 spent on eligible purchases
• Why it stands out: A solid mid-tier card with strong points potential.

4. Westpac Altitude Black – Velocity Card

Best for: Virgin Australia flyers

• Annual Fee: $295 (plus $50 Velocity Rewards fee)
• Bonus Points: Up to 100,000 Velocity Points
• Extras:
  • 2 Priority Pass airport lounge visits per year
  • Velocity Status Credits
  • Complimentary insurance coverage
• Perfect for: Travelers loyal to Virgin and Velocity partners.

5. HSBC Star Alliance Credit Card

Best for: Global travelers using Star Alliance airlines

• Annual Fee: $450
• Unique Feature: Automatically earns Star Alliance Gold Status (after meeting spend criteria)
• Points: Earn points across 26 Star Alliance member airlines
• Perks:
  • Lounge access
  • Extra baggage allowance
  • Priority check-in and boarding
• Ideal for: Frequent flyers on Singapore Airlines, Thai Airways, Air New Zealand, etc.

How to Choose the Best Travel Card for You:

✅ Airline loyalty – Choose a card that aligns with your preferred airline (Qantas, Virgin, etc.)
✅ Annual travel – Make sure your annual fee is worth the perks you’ll actually use
✅ Sign-up bonuses – These can often get you free flights or upgrades
✅ Insurance coverage – Check that the card includes international medical and trip delay protection
✅ Lounge access – A must-have for frequent international travelers